It all started when I tried to set up an ftp account for SMFHacks so that he could look into an issue with the gallery. The new account wouldn't connect, so I put in a ticket to see why it would not connect and during the time when my host was working on that issue is when the site was lost.
SMFHacks was given access to my account, but he was in and out at about 7-7:30 AM and the loss occured between 12:15PM-12:54PM. An ftp account would not be able to dump the site that quickly... it would take many hours to do 2500MB using FileZilla, or some other ftp utility. So, seems to me that it had to happen server side.
And, Frank (the host) is saying that he has no backup available, the backup service is available, but it costs so I did not have it. He's going to give it to me at no charge from now on, but that's no help in the current situation.
Yepp... all of it is gone, look in the attached image from my ftp look under 'public_html' and you'll only see 'cgi_bin'. There should be lots of folders.
Folders for OFF, the test sites, cpg and lots of extra folders for all the other data. Like I say, about 2.5 gigs in all.